Can the processing fee charged by a dealer be negotiated?

The processing fee charged by a dealer is indeed negotiable. This means that dealers have the flexibility to adjust the fee based on various factors such as market conditions, the specific transaction, or the relationship with the customer. Negotiability allows dealers to cater to individual customer circumstances and potentially offer better rates to secure more sales.

In contrast, some options suggest limitations on this negotiability, such as it being fixed by law, which would not allow for any adjustments. Additionally, statements that imply limitations for specific groups of customers, such as repeat customers or requiring written documentation, do not accurately reflect the general ability to negotiate the processing fee. This aspect of negotiation is an important part of the dealer and customer relationship, providing opportunities for better deals in transactions.